Question 1

What is the HGA token?

Accepted Answer

HGA (Helios Gold Asset) is a digital gold certificate backed 1:1 by LBMA Good Delivery grade physical gold held in segregated, insured vaults under qualified custodial agreements. Each HGA token represents 1 gram of physical gold.

Question 2

How is Proof of Reserves verified?

Accepted Answer

Helios publishes a daily Merkle-tree attestation on-chain. A third-party auditor signs the custody hash, and any token holder can independently verify their position against the published Merkle root.

Question 3

Can I redeem HGA for physical gold?

Accepted Answer

Yes. HGA tokens are redeemable for physical gold bars (minimum 100g) or USDC equivalent at live spot price. Redemption is enforced by smart contract with deterministic settlement.

Question 4

Which blockchains does Helios use?

Accepted Answer

HGA tokens settle on the XRP Ledger (XRPL) with sub-4-second finality. USDC-denominated redemptions and fiat off-ramp settlements execute on the Stellar Network.

Question 5

What custody standard does Helios use?

Accepted Answer

Physical gold is held in LBMA-accredited, SOC 2 Type II audited segregated vaults with full insurance coverage. No commingling. No rehypothecation.

Question 6

Is Helios regulated?

Accepted Answer

Helios operates under qualified legal opinions with custody-isolated issuance. KYC/AML verification is required at both mint and redemption gates. Board-governed halt authority with 2-person rule.

Gold Allocation Review